These MSCI reports are an information service only. The information contained in the reports is provided on an "AS IS", "AS AVAILABLE" basis without warranty of any kind, including, but not limited to, warranties of accuracy, completeness or timeliness. The information is not intended to provide, nor should it be construed as providing specific business recommendations. Errors in the data can occur for various reasons, including the inability or unwillingness of survey respondents to provide correct information on a timely basis, reporting mistakes made by survey respondents and errors made in the collection and processing of data. The data may, from time to time, be revised or re-benchmarked as more accurate information becomes available or when MSCI is notified of corrections to data submitted previously by survey respondents. The information is provided for your internal user only and, except as permitted by applicable law, may not be copied or redistributed for any commercial or non-commercial purpose, or for compensation of any kind, without prior written permission from MSCI. In no event will MSCI be liable in any way with regard to your use of or inability to use such information or the results of your use therof. Some states do not allow the limitation of liability; insuch event, MSCI's liability for any and all damages arising in connection with the MSCI reports shall be limited to the amount of fees you paid MSCI for them.